FCA REGULATED · FREE · INDEPENDENT

Your £50,000+ Deserves More Than a Savings Account

We compare 200+ fixed income and alternative investment opportunities from vetted, FCA-regulated providers — completely free. Our clients typically earn significantly more than standard bank rates.

5-Star Trustpilot
FCA Regulated

Minimum investment: £50,000

No obligation · Takes 2 minutes · We never sell your data

120+
Providers
Trustpilot
£0
Cost to You

As seen in

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Risk Warning: Alternative investments and fixed income products may put your capital at risk and are not suitable for all investors. Please ensure you understand the risks before investing.

Two Ways We Help Your Money Work Harder

Fixed Income

Predictable returns. Capital preservation.

Compare fixed rate bonds, term deposits, structured products, and fixed-term ISAs from 200+ FCA-regulated lenders. Ideal if you want reliable, scheduled returns with defined terms.

Typical returns: 5–9% AER

Fixed Rate BondsFixed ISAsStructured ProductsNotice AccountsCorporate Bonds
Explore Fixed Income

Alternative Investments

Higher potential returns. Carefully vetted.

Access a curated panel of alternative investment opportunities — private credit, asset-backed lending, property bonds, renewable energy, trade finance, and more. Every provider is rigorously vetted by our team.

Typical returns: 8–15%+

Private CreditProperty BondsAsset-Backed LendingRenewable EnergyTrade FinanceLitigation Finance
Explore Alternatives

Returns shown are indicative ranges. Your actual return will vary. Capital may be at risk. Past performance is not a guide to future results.

200+
Vetted Providers
£50k
Minimum
5-Star
Trustpilot
£0
Fee to Investors

Your Free Panel in 3 Simple Steps

1

Tell Us Your Goals

Tell us your investment amount, timeframe, risk appetite and whether you want fixed income, alternatives, or both

2

We Search the Whole Market

Our experts search 200+ vetted fixed income and alternative investment providers to find options that match your exact profile

3

Speak to Your Adviser

A qualified adviser calls you, walks through your personalised panel, answers every question — with zero obligation and zero cost

See What Your Money Could Be Working For

Adjust the sliders to see indicative returns across different investment types

£50,000£1,000,000
1 year3 years7 years
SimpleCompound
Standard Bank Savings
4.5% AER · Compound
£114,117
Interest: £14,117
Fixed Income (via us)
7% AER · Compound
£122,504
Interest: £22,504
+£8,388 more than your bank
Alternatives (via us)
11% target · Compound
£136,763
Interest: £36,763
+£22,646 more than your bank
Most Popular Choice
Blended Portfolio
8.6% (60/40) · Compound
£128,082
Interest: £28,082
+£13,966 more than your bank

Projected Growth: Year 1, 3 & 5

Based on your inputs, here's what you could potentially earn above a standard savings account over 3 years:

+£13,966

These figures are purely illustrative. Actual returns vary by product, provider, and market conditions. Your capital may be at risk.

Why Sophisticated Investors Choose Us

Whole of Market Access

Not tied to any single provider. 200+ options across fixed income and alternatives on one panel.

Completely Free to You

We're paid by providers, never by investors. No advice fees, no hidden charges.

Rigorous Vetting

Every alternative investment provider is independently vetted by our team before joining our panel. FCA regulated where applicable.

Objective Guidance

No sales pressure. Our advisers are incentivised to find the right fit for you, not the highest commission.

£50k+ Specialist

We specialise in investors with £50,000 and above, so every option is relevant to your level.

GDPR Compliant

Your data is never sold. Bank-level security. You control your information at all times.

What's On Our Panel

Fixed Rate Bonds

Secure, predictable returns over a fixed term with capital protection

5-8% AER

Capital at risk

Fixed ISAs

Tax-free fixed returns within your annual ISA allowance

5-7% AER

Capital at risk

Structured Products

Capital protected investments linked to market performance

6-9% potential

Capital at risk

Notice Accounts

Higher rates with flexible access after notice period

5-7% AER

Capital at risk

Corporate Bonds

Fixed income from investment-grade corporate debt

6-9% yield

Capital at risk

What Our Clients Say

"After retiring, I had a substantial pension pot sitting in a savings account earning next to nothing. Harbour Capital found me a 3-year fixed bond at 7.2% — significantly above anything my bank offered. The adviser walked me through every option with no pressure whatsoever."

Margaret
Winchester
TRUSTPILOT

"As a business owner, I had surplus capital I wasn't using. I wanted something more than stocks but didn't know where to look. The team introduced me to asset-backed lending with solid security and transparent terms. It's been an excellent diversification away from the stock market."

David
Edinburgh
TRUSTPILOT

"I've been investing for years but alternatives always seemed opaque and risky. Harbour Capital's vetting process gave me confidence, and their adviser helped me blend fixed income with carefully selected alternative investments for a balanced portfolio that suits my risk appetite perfectly."

Priya
London
TRUSTPILOT
Excellent
Based on 500+ reviews on Trustpilot

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