FCA REGULATED · FREE · INDEPENDENT
We compare 200+ fixed income and alternative investment opportunities from vetted, FCA-regulated providers — completely free. Our clients typically earn significantly more than standard bank rates.
Minimum investment: £50,000
No obligation · Takes 2 minutes · We never sell your data
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Risk Warning: Alternative investments and fixed income products may put your capital at risk and are not suitable for all investors. Please ensure you understand the risks before investing.
Predictable returns. Capital preservation.
Compare fixed rate bonds, term deposits, structured products, and fixed-term ISAs from 200+ FCA-regulated lenders. Ideal if you want reliable, scheduled returns with defined terms.
Typical returns: 5–9% AER
Higher potential returns. Carefully vetted.
Access a curated panel of alternative investment opportunities — private credit, asset-backed lending, property bonds, renewable energy, trade finance, and more. Every provider is rigorously vetted by our team.
Typical returns: 8–15%+
Returns shown are indicative ranges. Your actual return will vary. Capital may be at risk. Past performance is not a guide to future results.
Tell us your investment amount, timeframe, risk appetite and whether you want fixed income, alternatives, or both
Our experts search 200+ vetted fixed income and alternative investment providers to find options that match your exact profile
A qualified adviser calls you, walks through your personalised panel, answers every question — with zero obligation and zero cost
Adjust the sliders to see indicative returns across different investment types
Based on your inputs, here's what you could potentially earn above a standard savings account over 3 years:
These figures are purely illustrative. Actual returns vary by product, provider, and market conditions. Your capital may be at risk.
Not tied to any single provider. 200+ options across fixed income and alternatives on one panel.
We're paid by providers, never by investors. No advice fees, no hidden charges.
Every alternative investment provider is independently vetted by our team before joining our panel. FCA regulated where applicable.
No sales pressure. Our advisers are incentivised to find the right fit for you, not the highest commission.
We specialise in investors with £50,000 and above, so every option is relevant to your level.
Your data is never sold. Bank-level security. You control your information at all times.
Secure, predictable returns over a fixed term with capital protection
Capital at risk
Tax-free fixed returns within your annual ISA allowance
Capital at risk
Capital protected investments linked to market performance
Capital at risk
Higher rates with flexible access after notice period
Capital at risk
Fixed income from investment-grade corporate debt
Capital at risk
"After retiring, I had a substantial pension pot sitting in a savings account earning next to nothing. Harbour Capital found me a 3-year fixed bond at 7.2% — significantly above anything my bank offered. The adviser walked me through every option with no pressure whatsoever."
"As a business owner, I had surplus capital I wasn't using. I wanted something more than stocks but didn't know where to look. The team introduced me to asset-backed lending with solid security and transparent terms. It's been an excellent diversification away from the stock market."
"I've been investing for years but alternatives always seemed opaque and risky. Harbour Capital's vetting process gave me confidence, and their adviser helped me blend fixed income with carefully selected alternative investments for a balanced portfolio that suits my risk appetite perfectly."
Free · No Obligation · Adviser Callback Within 1 Hour